You repay your loan through the tax system when your income is above the minimum repayment threshold. Repayment thresholds are adjusted each year to reflect changes in average weekly earnings. The minimum repayment income threshold for 2020-2021 is $46,620. This means that once your income reaches the minimum threshold you will need to start repaying your loan through the Australian Tax Office. For more information regarding Commonwealth loan repayment thresholds, please visit the StudyAssist website.